This study aims to examine the performance of the Islamic window in four Ethiopian conventional banks, the banks are chosen based on their financial statements which ranked this four higher than others with an Islamic Window in terms of their net profit. The four include Commercial Bank of Ethiopia, Cooperative Bank of Oromia, Bank of Abyssinia and Awash Bank. The government of Ethiopia permitted the interest free banking service in 2013 and fully fledged Islamic Banks in 2019. Between 2013 and 2019 ten commercial banks open Islamic window and operate side by side with other conventional services. The study of this paper therefore asses the growth of this Islamic window and performance based on deposits attracted, financing operated and investment overtaken. The study would aim to use descriptive analysis based on mainly report of the four banks chosen and also other relevant gathered sources.
Inhaltsverzeichnis (Table of Contents)
- Chapter One: Introduction
- 1.1 Background of the study
- 1.2 Background of the Commercial Bank of Ethiopia
- 1.3 Background of Cooperative Bank of Oromia
- 1.4 Background of Awash Bank
- 1.5 Background of Bank of Abyssinia
- 1.6 Statement of problem
- 1.7 Research questions
- 1.8 Objectives
- 1.9 Significance
- 1.10 Limitation
- Chapter Two: Literature review
- Chapter Three: Methodology
- 3.1 Analysis
- Chapter Four: Findings
- 4.1 Financing Activities
- 4.2 Investment Activities
- 4.3 Number of Account Holders
- Chapter Five: Conclusion
- 5.1 Suggestion
Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)
This research thesis examines the performance of Islamic windows in four major Ethiopian conventional banks: Commercial Bank of Ethiopia, Cooperative Bank of Oromia, Awash Bank, and Bank of Abyssinia. The study analyzes the growth and performance of these windows since the introduction of interest-free banking services in Ethiopia in 2013, focusing on deposits, financing, and investments. The primary objective is to provide a descriptive analysis of the Islamic windows' performance using the banks' financial reports and other relevant sources.
- Performance of Islamic banking windows in Ethiopia
- Growth of interest-free banking services in Ethiopia
- Analysis of deposits, financing, and investments in Islamic windows
- Comparative performance of selected Ethiopian banks with Islamic windows
- Contribution of Islamic windows to the Ethiopian banking sector
Zusammenfassung der Kapitel (Chapter Summaries)
Chapter One: Introduction: This chapter sets the stage for the research by providing background information on the study, including the context of interest-free banking in Ethiopia and the selected banks. It clearly defines the research problem, outlining the gaps in existing knowledge and the need for this study. The chapter also articulates the research questions, objectives, significance, and limitations of the research, setting clear boundaries and expectations for the subsequent analysis. The introduction establishes the groundwork for a comprehensive investigation into the performance of Islamic windows within the Ethiopian banking system.
Chapter Two: Literature review: This chapter reviews existing literature relevant to the performance of Islamic banking windows, interest-free banking in developing economies, and the Ethiopian banking sector. It examines prior research findings and theoretical frameworks that inform the current study. This section provides the necessary theoretical underpinnings for interpreting the data and analysis that will be presented in subsequent chapters, grounding the research in existing scholarly work and identifying areas where this study contributes new knowledge. The review synthesizes a range of perspectives and analyses, contextualizing the current research within the broader field of Islamic finance and banking.
Chapter Three: Methodology: This chapter details the research methodology employed in the study. It outlines the data collection methods and sources, specifying the use of financial reports from the four selected banks as the primary data source. The chapter also explains the analytical techniques used to assess the performance of the Islamic windows, clarifying the descriptive approach taken to analyze the growth of deposits, financing, and investment activities. A focus on the transparency of the methods used enhances the credibility and reproducibility of the research.
Chapter Four: Findings: This chapter presents the key findings of the research, providing a detailed analysis of the performance of the Islamic windows in the four selected Ethiopian banks. It presents data and evidence related to financing activities, investment activities, and the number of account holders, offering a comprehensive overview of the growth and success of interest-free banking within the chosen institutions. This chapter is crucial for understanding the empirical results and forms the basis for drawing conclusions in the subsequent chapter. The findings are likely presented using tables and charts, allowing for clear visualization of the data.
Schlüsselwörter (Keywords)
Islamic window, interest-free banking, Ethiopian conventional banks, banking performance, Islamic finance, deposits, financing, investment, Commercial Bank of Ethiopia, Cooperative Bank of Oromia, Awash Bank, Bank of Abyssinia.
Frequently Asked Questions: Performance of Islamic Banking Windows in Ethiopian Conventional Banks
What is the main topic of this research thesis?
This research thesis examines the performance of Islamic windows (interest-free banking services) in four major Ethiopian conventional banks: Commercial Bank of Ethiopia, Cooperative Bank of Oromia, Awash Bank, and Bank of Abyssinia. It analyzes their growth and performance since the introduction of such services in 2013, focusing on deposits, financing, and investments.
What are the key objectives of the study?
The primary objective is to provide a descriptive analysis of the Islamic windows' performance using the banks' financial reports and other relevant sources. The study also aims to understand the growth of interest-free banking services in Ethiopia and compare the performance of the selected banks with Islamic windows. Ultimately, it seeks to determine the contribution of Islamic windows to the Ethiopian banking sector.
Which banks are included in this study?
The study focuses on four major Ethiopian conventional banks that have implemented Islamic windows: Commercial Bank of Ethiopia, Cooperative Bank of Oromia, Awash Bank, and Bank of Abyssinia.
What aspects of Islamic window performance are analyzed?
The analysis focuses on key performance indicators including deposits, financing activities, investment activities, and the number of account holders in the Islamic windows of the selected banks.
What is the timeframe of the study?
The study analyzes the performance of Islamic windows since their introduction in Ethiopia in 2013.
What methodology is used in this research?
The research employs a descriptive approach, using financial reports from the four selected banks as the primary data source. The analysis likely involves descriptive statistics and potentially comparative analysis of the banks' performance.
What are the key findings presented in the study?
The key findings are presented in Chapter Four and detail the performance of Islamic windows in terms of financing activities, investment activities, and the number of account holders. The specific results are not detailed in this preview.
What is the structure of the research thesis?
The thesis is structured into five chapters: Chapter One (Introduction), Chapter Two (Literature Review), Chapter Three (Methodology), Chapter Four (Findings), and Chapter Five (Conclusion and Suggestions).
Where can I find more detailed information about the study?
This document is a preview providing a summary of the thesis. To access the complete research, you will need to obtain the full thesis document.
What are the keywords associated with this research?
Keywords include: Islamic window, interest-free banking, Ethiopian conventional banks, banking performance, Islamic finance, deposits, financing, investment, Commercial Bank of Ethiopia, Cooperative Bank of Oromia, Awash Bank, Bank of Abyssinia.
- Quote paper
- Guyo Golicha Huqa (Author), 2022, The Performance of Islamic Window in Ethiopian Conventional Banks that Operate an Interest Free Banking Service, Munich, GRIN Verlag, https://www.grin.com/document/1254203
