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Firstly, the mortality table “2010CM” is obtained from the official website of the IRS. It shows survival cohorts starting from age 0 to the age of 110 with corresponding death probability of and depicted as numbers from 100.000 to 0 respectively. According to the data, the probability of surviving beyond the age of 110 therefore is zero and we observe a rapidly increasing rate of mortality in the higher age groups, depicting mortality trends of real life data. Moreover, these mortality tables have to be updated regularly to reflect changes of mortality in a society over time, caused by various environmental and societal changes.
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- Philipp Zeyer (Autor:in), 2022, Modeling of an individualized pension plan. Advanced Investment and Pension Finance, München, GRIN Verlag, https://www.grin.com/document/1358739
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