In dieser Seminararbeit finden Sie eine Zusammenfassung aller wichtiger Aspekte hinter Basel 3. Dabei liegt der Fokus einzig und allein auf den unterschiedlichen Kapitalanforderungen, wie Tier 1 und 2 capital. Die Entwicklung von Basel I bis hin zu Basel III ist eindeutig nachvollziehbar. Ein weiteres Highlight, ist eine kritische Evaluation der Vor- bzw. Nachtteile unter Basel 3. Nachdem Sie diese Arbeit gelesen haben, werden Sie ein breitgefächertes Verständnis über den Aufbau von der neuen Kapitalanforderungen erhalten. Sie werden in der Lage sein, selbstständig über Vor- und Nachteile evaluieren zu können und die Auswirkungen in der Volkswirtschaft erkennen.
This paper deals with the main problems that will come up with the implementation of the new Basel III accord. It provides an overview of the capital requirement changes from Basel I until Basel III. Additionally, it provides a lot of information about the new structure. Although, the new capital requirements should enhance financial stability, they still have lot of shortcomings. Therefore, this paper highlights the biggest problems that will arise.
Inhaltsverzeichnis (Table of Contents)
- Introduction
- Historical Development
- Basel I
- Basel II
- Basel III
- 8% Total and 13% Potential Capital Ratio
- Tier 1 capital (excluding Buffers)
- Tier 2 capital
- Buffer implementation
- Leverage Ratio
- Step-by-Step Implementation
- 8% Total and 13% Potential Capital Ratio
- Shortcomings
- Shifting promises
- Increasing Product Costs
- Decreasing GDP growth
- Critics from a personal point of view
- Conclusion
Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)
This paper aims to provide a comprehensive overview of the Basel Accords, specifically focusing on the implementation of Basel III capital requirements and their implications for the banking sector and the overall economy.
- Historical Development of Basel Accords
- Detailed Analysis of Basel III Capital Requirements
- Critical Evaluation of the Shortcomings of Basel III
- Impact of Basel III on the Banking Sector and Economy
- Personal Perspectives and Criticisms on Basel III
Zusammenfassung der Kapitel (Chapter Summaries)
The paper begins with a historical overview of the Basel Accords, outlining the evolution of capital requirements from Basel I to Basel III. It then delves into a detailed explanation of Basel III capital requirements, exploring the distinction between Tier 1 and Tier 2 capital, the implementation of buffers, and the introduction of the leverage ratio.
The paper further examines the shortcomings of Basel III, discussing its potential impact on the banking sector and the broader economy. These shortcomings include the possibility of shifting promises, increased product costs, and potential negative effects on GDP growth.
The chapter on personal criticisms provides a unique perspective on the potential drawbacks of Basel III, exploring the author's concerns and viewpoints.
Schlüsselwörter (Keywords)
The paper focuses on the key concepts of capital requirements in the banking sector, specifically examining the Basel Accords, Basel III implementation, Tier 1 and Tier 2 capital, buffers, leverage ratio, and the potential impact on the banking sector and the overall economy.
- Quote paper
- Oliver Baumgartner (Author), 2012, Basel 3 capital requirements - overview and critical evaluation, Munich, GRIN Verlag, https://www.grin.com/document/209183
