The contribution of Financial Institutions in Promoting Private Investments in Rwanda

Bachelor Thesis , 2014 , 65 Pages

Economics - Finance

Financial institution development in Rwanda is one of the approaches that the government has focused its attention in recent years in pursuit of its long term vision of providing sustainable financial services to majority of Rwandan population for investment. The study was therefore set to examine the contribution of financial institutions in promoting private investments in Rwanda.
The study objectives were: To examine the strategies used by KCB in promoting private investments in Rwanda, examine the financial services KCB extends to private investors in Rwanda and the challenges Investors faces in accessing credit from KCB. To achieve the set objectives, the study collected Primary data from 2 business promotion senior managers, 6 employees and 91 customers from KCB. The study adopted descriptive and statistical approaches in processing data and Special Program for Social Studies (SPSS) computer program was employed in data analysis.

The study findings found out the strategies used by KCB in promoting private investments in Rwanda and included among others; savings mobilization, provision of cheap medium of exchange, remittance of funds, provision of agency services and collection of statistics. The study also identified the financial services KCB extends to private investors in Rwanda which included; overdraft facilities, cash credit, discounting bills of exchange, term loan and letter of credit and traveler’s cheques. However, the study identified challenges faced by private investors in accessing credit from KCB and among those was high interest rate, lack of information, lack of collateral/ security, bureaucratic processes and short repayment period. Therefore the study draws a conclusion that KCB should exert efforts to remedy such drawbacks in order to have effective services to the customers. The study recommended among others lowering of interest rate, and introducing variety of repayment modes.

Inhaltsverzeichnis (Table of Contents)

• CHAPTER 1
  • INTRODUCTION
  • 1.1 Background of the study
  • 1.2 Statement of the Problem
  • 1.3 Objectives of the Study
    • 1.3.1 Specific objectives of the Study
    • 1.3.2 Research Questions
  • 1.4 Scope of the study
  • 1.5 Significance of the study
  • 1.6 Profile of KCB Rwanda
  • 1.7 Organization of the study
• CHAPTER 2
  • LITERATURE REVIEW
  • 2.0 Introduction
  • 2.1 Definition of key concepts
    • 2.1.1 Financial institution
    • 2.1.2 Bank
    • 2.1.3 Investment
  • 2.2 Theoretical background

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This research project aims to explore the contribution of financial institutions in promoting private investments in Rwanda, using Kenya Commercial Bank (KCB) as a case study. The study will analyze the role of KCB in facilitating private investment, examining the specific strategies employed by the bank to achieve this objective. Key themes and focus areas of the research include:

• The role of financial institutions in fostering private investment in Rwanda
• The specific strategies and initiatives employed by KCB to promote private investment
• The impact of KCB's activities on private investment growth in Rwanda
• Challenges and opportunities facing financial institutions in promoting private investment in developing economies
• Policy recommendations for strengthening the role of financial institutions in facilitating private investment

Zusammenfassung der Kapitel (Chapter Summaries)

Chapter 1: Introduction

Chapter 1 sets the stage for the research by providing a comprehensive introduction to the study. It establishes the context, outlines the problem statement, and defines the objectives of the research. The chapter also discusses the scope and significance of the study, providing a background on KCB Rwanda and outlining the organization of the research.

Chapter 2: Literature Review

Chapter 2 delves into the theoretical and empirical literature relevant to the research topic. It examines existing research on the role of financial institutions in promoting private investment, focusing on the specific context of developing economies. The chapter defines key concepts, providing a foundational understanding of financial institutions, banks, and investment. It also explores the theoretical frameworks that underpin the study, laying the groundwork for subsequent chapters.

Schlüsselwörter (Keywords)

This research focuses on the role of financial institutions, specifically Kenya Commercial Bank (KCB), in promoting private investment in Rwanda. Key concepts and themes include financial institutions, private investment, development finance, investment strategies, economic growth, and the Rwandan economy.

• College: University of Rwanda
• Author: Jean Samuragwa (Author)
• Publication Year: 2014
• Pages: 65
• Catalog Number: V279095
• ISBN (eBook): 9783656720201
• ISBN (Book): 9783656721895
• Language: English
• Tags: financial, institutions, promoting, private, investments, rwanda