This study has been conducted in Jimma town of ONRS with the general objective of assessing urban housing supply and its affordability with special reference to condominium housing. It also attempted to identify the factors which affected affordably condominium housing supply and local residents to afford for condominium housing in the town as well as to assess whether the condominium housing supply can solve the problems of urban housing for the urban poor. Data for this research were collected mainly through a survey of 180 households (120 households from non condominium residents and 60 households from condominium housing resident respondents) and analyzed using descriptive statistics and SPSS 15. The study found that, supplying of standard low cost housing for low and middle income groups are affected by high cost of local constructional materials, low level of income the majority of the residents, high housing costs and low capacity of the majority of the residents to afford for condominium housing in the study area. Beneficiaries of condominium housing were on average, those who were classified as high and middle income categories of the residents. The study also showed that, condominium housing beneficiaries are better off in terms of both mean monthly income and saving than the non condominium housing residents. Household with higher income categories are also those with higher monthly saving than the lower income category. As a result there was strong correlation between household income and saving with r =0.621(**). This showed that, household of higher income can save higher amount of their income that enables them to afford standard condominium housing.
Table of Contents
Chapter One
Introduction
1.1.Background
1.2.Statement of the problems
1.3.Objective of the study
1.3.1 General objective
1.3.2. Specific objectives
1.4. Research questions
1.5. Methodology
1.5.1. Study design
1.5.2. Source of Data
1.5.3. Sampling Method
1.5.4. Method of Data collection
1.5.5. Method of Data analysis
1.6. Significance of the study
1.7. Scope of the study
Chapter Two
Literature Review
Introduction
2.1. Theoretical Framework
2.2. Housing: Concept and Definition
2.3. Urbanization and Urban Housing Supply
2.3.1. A Theory of an Overview of Urban Housing Supply
2.3.2. Housing Supply in Developed World
2.3.3. Urban Housing Supply in the Developing world
2.3.4. Urban Housing Supply for Low income Groups
2.3.5. Urbanization and urban housing in Ethiopia
2.4. Housing Need and Housing Demand: Theories and concepts
2.4.1. The Urban Housing Need in Developing Countries
2.5. The Concepts and Theories of Housing Affordability
2.5.1. Human Needs and Housing Affordability
2.5.2. Housing Affordability and Discrimination
2.5.3. Shelter poverty concept of Affordability
2.5.4. Supply side housing Affordability problems
2.6. Urban Housing policy
2.6.1. Housing Policy of Ethiopia
2.7. Urban Housing Finance
2.7.1. Conventional Mortgage Finance
2.7.2. Housing subsidies
2.8. The concept of Condominium Housing
2.9. Condominium Housing project in Oromia
2.10. Conclusion
Chapter Three
Description of the study area and Discussion of survey results on condominium housing supply and affordability in Jimma town
Introduction
3.1. Description of the study area
3.1.1. Location
3.1.2. Historical development of Jimma town
3.1.3. Urban Housing in Jimma town
3.1.3.1. Housing stock and ownership in Jimma town
3.1.3.2. Housing condition of Jimma town
3.1.3.3 Housing need and Housing Demand in Jimma town
3.1.3.3.1. Housing need
3.1.3.3.2. Housing Demand
3.1.3.4. Housing Typology and Standards in Jimma town
3.2. Discussion of survey results on condominium housing supply and affordability
3.2.1. Background of the respondents
3.2.1.1. Age of the respondents
3.2.1.2. Sex composition of the household head
3.2.1.3. Educational status of the Respondents
3.2.1.4. Ethnic composition of house hold head respondents
3.2.1.5. Marital status of the respondents
3.2.1.6. Household size of the respondents
3.2.1.7. Religious composition of the respondents
3.2.2. Condominium housing project in Jimma town
3.2.3. Objectives of undertaking Condominium Housing project in Jimma town
3.2.3.1. Creation of job opportunity
3.2.3.2. Construction of affordable low cost housing
3.2.3.3. Building Capacity
3.2.3.4. Providing affordable low cost housing for target beneficiaries
3.2.4. Factors affecting affordable condominium housing supply in Jimma town
3.2.4.1. Land and land Tenure
3.2.4.2. Source of condominium housing finance in Jimma town
3.2.4.3. Construction sector for condominium housing
3.2.4.4. Availability of building materials
3.2.5. Socio economic impact of condominium housing in Jimma town
3.2.6. Housing condition of the sample household respondents
3.2.6.1. Housing tenure type of sample respondent households
3.2.7. Service provision satisfaction level of the respondents at condominium site
3.2.7.1.Water provision
3.2.7.2. Source of energy for cooking of the respondents of condominium residents
3.2.7.3. Road Net work Availability
3.2.7.4. Educational accessibility
3.3. Conclusion
Chapter Four
Analysis of survey data on condominium housing supply and affordability in Jimma town
Introduction
4.1. Socio-economic condition of the respondents
4.1.1 The occupational status of the respondents
4.1.2. Income status of the respondents
4.1.3. Monthly Households’ Average expenditure
4.1.4. Monthly saving of the sample households
4.2. Payment modality
4.2.1: Condominium housing prices, down payments and monthly repayments in Jimma town
4.3: Comparison of household income, Expenditure, and savings of the sample household respondents and condominium housing payments
4.4: Relationships between household average monthly incomes, expenditures, Savings and types of employment and number of productive family Members of non condominium resident household respondents
4.5. Relationships between household average monthly incomes, expenditures, savings, and types of employment and number of productive family members of condominium housing resident household respondents
4.6. Home ownership status and mean monthly income of household respondents of non condominium housing residents
4.7. The relationship between type of employment and home owner ship status of the non condominium resident household respondents
4.8. Housing ownership status, number of productive family members, respondents accessibility to housing finance and subsidies given to household respondents
4.9. Number of rooms and its accommodation for the respondent households
4.10: Comparisons of condominium housing units with their previous residential for condominium housing resident household respondents
4.11. Area in meter square, mean monthly repayments, mean monthly income, and mean monthly savings of condominium housing residents
4.12. Conclusion
Chapter Five
Conclusions and Recommendations
6.1. Conclusions
6.2 Recommendations
Objectives and Research Themes
The primary objective of this research is to evaluate the supply and affordability of urban housing in Jimma town, with a specific focus on the condominium housing program. The thesis investigates how well the current housing delivery mechanisms meet the needs of the low- and middle-income segments of the urban population and addresses the extent to which these housing projects have successfully resolved urban housing challenges in the region.
- Analysis of housing supply and demand dynamics in Jimma town.
- Evaluation of the socio-economic impact of condominium housing on residents.
- Assessment of factors influencing housing affordability, including household income and construction costs.
- Investigation into the effectiveness of housing policies and financing models.
- Comparative analysis of housing conditions for condominium versus non-condominium residents.
Excerpt from the Book
1.1. Background
Housing has become an important public issue in almost all societies of the world. Although, housing is the basic necessity of people in many parts of the world, its affordability is a major challenge for both city dwellers and municipalities (Nesru, 2007:1). With varying degrees, the problem exists in both developed and developing countries (Ibid.). However, the problem is most pronounced in the cities of the third world. While housing investments have generally increased over time, access to housing remains a key challenge, especially in developing countries, where relative to the developed world, investment has generally been low, resulting in inadequate housing delivery and consumption (Tibaijuka, 2009:3). As a result, lower income households that are unable to access affordable housing either because there is an inadequate total supply or because the limited supply that does exist is rented to those with a higher capacity to pay, are forced into housing stress by virtue of having to pay 30 percent or more of their income in rent (Donald, 2009:99).
In most developing countries, condominium house has different meaning and purpose, and is mostly constructed by public sector. According to Martha and Carol (2006) cited in Melaku (2009:32); the prime objective of condominium housing is to provide affordable and low-cost housing for low and middle income groups and with some common character of condominium housing, such as sharing common elements; sidewalks, common no man's land, sewerage system, membership of social association; while owing each housing unit individually. The condominium project has multifaceted objectives, which includes social, economic, political and environmental feature (Ibid.). And hence, this program in its socio-economic objectives, it opts for improving the living standard of the people, especially low income citizens of the city in developing countries, through the creation of employment opportunity and provision of affordable housing (Ibid.).
Summary of Chapters
Chapter One: This chapter provides an introduction to the global and local housing crisis, outlines the research objectives, presents the research questions, and details the methodology used for data collection and analysis.
Chapter Two: This chapter reviews the literature regarding housing concepts, urbanization trends, housing supply theories, and the policy frameworks governing urban housing finance and condominium projects.
Chapter Three: This chapter describes the study area, the history of Jimma town, and presents the findings regarding the condominium housing project, its implementation, and the satisfaction levels of the residents.
Chapter Four: This chapter conducts a detailed analysis of the survey data, focusing on the socio-economic conditions of respondents, payment modalities, and the financial accessibility of condominium units.
Chapter Five: This chapter presents the final conclusions of the study and provides recommendations to policymakers to improve housing affordability and accessibility for the urban poor.
Keywords
Urban Housing, Condominium Housing, Housing Affordability, Jimma Town, Housing Supply, Socio-economic Impact, Low-income Groups, Housing Finance, Urban Development, Housing Policy, Ethiopia, Housing Demand, Residential Typology, Infrastructure, Construction Costs.
Frequently Asked Questions
What is the core focus of this thesis?
The thesis focuses on assessing the supply and affordability of urban housing in Jimma town, with a specific focus on the government-led condominium housing program.
What are the primary thematic areas covered?
The study covers housing demand and supply, the socio-economic characteristics of residents, housing finance and affordability mechanisms, and the impact of condominium programs on low- and middle-income households.
What is the main research objective?
The primary objective is to examine how condominium housing supply in Jimma town aligns with the financial capacities of the local residents and to determine if it addresses the needs of the urban poor.
Which research methodology was utilized?
The research employed a mixed-methods approach, combining quantitative surveys of households with qualitative focus group discussions and key informant interviews with housing project officials.
What does the main body of the research address?
The main body examines the socio-economic profiles of respondents, the financial constraints associated with condominium down payments and monthly repayments, and the overall satisfaction of residents with services and housing quality.
Which keywords best characterize this work?
Key terms include Urban Housing, Condominium Housing, Affordability, Jimma Town, Housing Finance, and Socio-economic impact.
How are the condominium housing units in Jimma evaluated?
They are evaluated based on construction quality, location, accessibility to basic infrastructure, and their affordability compared to the household incomes of the target population.
What is a specific conclusion of the author regarding condominium projects?
The author concludes that while condominium projects have improved living standards for some, they remain largely unaffordable for the intended low-income target groups due to high construction and material costs.
- Arbeit zitieren
- Habte Alemu Gudeta (Autor:in), 2010, An Assessment of Urban Housing Supply and Affordability in Jimma town. With special reference to Condominium Housing, München, GRIN Verlag, https://www.grin.com/document/279819
