This study has been conducted in Addis Ababa city of Akaki Kality sub city administration, Gelan condominium site with the general objective of assessing condominium houses affordability. It also attempted to identify the factors which affected the low income households for affording the condominium house and as well as to assess whether the condominium housing project benefits this targeted groups. Among other condominium sites Gelan site was chosen purposively. The study used mixing qualitative and quantitative methods and used primary and secondary data sources. To select the target population a researcher used simple random and purposive sampling technique.
The study found that, majority of the residents of the condominium in the study area can afford the cost of condominium house because they were getting high income per month. However, the households with low income could not afford the price of condominium house. Furthermore, in the study area, condominium housing beneficiaries were not those who were classified as low and middle income categories rather households with higher income categories were benefited more. Majority of the housing units are owned by non targeted groups. The study also showed that, the intended objectives of condominium housing programs to provide 30 percent of the housing unit for female headed households has been well applied in to the study area. Additionally, the study revealed that, external factors such as poor investigation of the real problems on the ground, weak institutional evaluation and monitoring system of the program, the unparticipatory of the program and corruption practices was the main challenging factors that affects the households to benefited from the program.
Based on the finding the researcher suggests the following to minimize the current problems of housing in the city through, giving special attention to control rural to urban migration, facilitating a comprehensive national housing policy by providing different subsidy mechanisms, establishing governmental housing banks that particularly work on the provision of low cost houses, encouraging the saving culture of the society, expanding the construction of rented houses, legislating and enforcing laws on the price of condo houses and increasing the participation of the city’s residents on evaluation of the program.
Table of Contents
1. INTRODUCTION
1.1. Background of The Study
1.2. Statement of The Problem
1.3. Research Questions of The Study
1.4. Objectives of the Study
1.4.1. General Objective
1.4.2. Specific Objectives
1.5. Scope /Delimitation of The Study
1.6. Significance of The Study
1.7. Limitation of The Study
1.8. Organization of The Study
1.9. Definition of Important Terms
2. REVIEW Of RELATED LITERATURE
2.1. Theoretical Literature Review
2.1.1. Housing Concept and Definition
2.1.2. Urban Housing Supply in the Developing world.
2.1.3. Urban Housing Supply for Low income Groups.
2.1.4. Urbanization and urban housing in Ethiopia
2.1.5. Housing Affordability
2.1.6. Urban Housing Policies in Ethiopia
2.1.6.1. Housing Policies implemented in Pre 1991
2.1.6.2. Housing Policies implemented in Post 1991
2.1.7. Integrated Housing Development Program in Addis Ababa
2.1.8. Challenges of Condominium Houses
2.2. Empirical Literature Review
2.2.1. The Housing Problem in Addis Ababa
2.2.2. Urban Housing Problems and Their Root Causes.
3. METHODOLOGY
3.1. Descriptions of the Study Area:
3.2. Gelan project site:
3.3. Study Design:
3.4. Data sources and Collection Method:
3.5. Sampling Frame and Method:
3.6. Sample Size Determination:
3.7. Data Analysis and Interpretation Method:
4. DATA PRESENTATION, ANALYSIS AND INTERPRETATION
4.1. Background Information of The Households
4.1.1. Demographic characteristics of the Households
4.2. Assessing the Affordability of Condominium Houses:
4.2.1. Monthly Income of the households
4.2.2. Employment Status of the households
4.2.3. Monthly Expenditure of The Respondents:
4.2.4. Monthly saving of the households
4.2.5. Mode of Owning the House and Payment Modality of Winners
4.2.6. Payment capacity of the respondents
4.2.7. Source of Finance of respondents for the Down Payment
4.2.8. Reasons for not Taking Loan from Banks by the Winners
4.2.9. Affordability of housing cost
4.3. Perception of respondents on external factors:
4.4. Different opinion toward the affordability of condominium house
5. CONCLUSION AND RECOMMENDATION
5.1. Conclusion
5.2 Recommendation
Research Objectives and Key Topics
This study aims to assess the affordability of condominium housing in the Gelan project site within the Akaki Kality Sub-City of Addis Ababa. It specifically investigates whether low and middle-income households are able to afford these units and evaluates if the housing program successfully reaches its intended beneficiaries or if external factors hinder access for these target groups.
- Affordability of condominium housing for low and middle-income residents.
- Evaluation of the Integrated Housing Development Program (IHDP) objectives and implementation.
- Analysis of household socio-economic factors influencing housing access, including income, expenditure, and savings.
- Identification of external barriers such as institutional, administrative, and economic challenges affecting project outcomes.
Excerpt from the Book
1.1. Background of The Study
At first glance, it might seem unusual that a subject, such as housing would constitute an issue of human rights. However, a closer look at international and national laws, as well as at the significance of a secure place to live in human dignity, physical and mental health and overall quality of life, begin to reveal some of the human rights implications of housing. Adequate housing is universally viewed as one of the most basic human needs. From this fact, international human rights law recognized that everyone has the right to an adequate standard of living, including adequate housing on the Universal Declaration of Human Rights and of the International Covenant on Economic, Social and Cultural Rights also declares the same right (UN-HABITAT, 2011).
Though, The African Commission on Human and Peoples’ Rights charter makes no specific mention of the right to adequate housing. Additionally, on the 1995 Constitution of the Federal Democratic Republic of Ethiopia (FDRE), the right to housing has not been expressed clearly. However, the right can be derived from the provision of article 41 of the constitution. While it imposes the obligation to allocate ever-increasing resources to provide social services, which include housing services, it gives the right to equal access to such services to every Ethiopian nation on article 90.
Summary of Chapters
1. INTRODUCTION: This chapter introduces the study's background, the housing problem in Ethiopia and Addis Ababa, and outlines the research objectives, significance, and scope.
2. REVIEW Of RELATED LITERATURE: This chapter provides a theoretical and empirical foundation by examining housing concepts, urban housing policies in Ethiopia, and existing studies on the challenges of condominium programs.
3. METHODOLOGY: This section details the research design, including the study area description, data collection methods, sampling techniques, and the analytical framework used.
4. DATA PRESENTATION, ANALYSIS AND INTERPRETATION: This chapter presents the findings from the household surveys and interviews, analyzing demographic data, income, expenditure, saving capacities, and external factors affecting affordability.
5. CONCLUSION AND RECOMMENDATION: This chapter summarizes the study’s findings regarding the affordability of condominium housing and proposes recommendations for government and stakeholders to improve the effectiveness of the housing program.
Keywords
Gelan, Affordability, Condominium, Low income, Housing, Households, Addis Ababa, Integrated Housing Development Program, IHDP, Urbanization, Mortgage, Policy, Ethiopia, Socio-economic, Sub-City Administration.
Frequently Asked Questions
What is the primary focus of this thesis?
The thesis focuses on assessing the affordability of condominium housing in the Gelan site of the Akaki Kality Sub-City and identifying the factors that prevent low and middle-income households from benefiting from the government program.
What are the central thematic areas?
The study centers on housing affordability, the socio-economic status of residents (income, expenditure, and saving), housing policies in Ethiopia, and institutional implementation challenges.
What is the core research objective?
The main objective is to determine if the condominium houses are affordable for low and middle-income groups and to evaluate whether the program has achieved its goal of targeting these demographics.
Which methodology does the author use?
The research employs a mixed-methods approach, combining qualitative and quantitative data gathered through household questionnaires and in-depth interviews with key informants from housing offices and banks.
What does the main body of the work cover?
The main body covers a literature review of housing policies and affordability theories, a detailed methodology, and an extensive data analysis section regarding household demographic characteristics and financial barriers to housing.
Which keywords characterize this research?
Key terms include Condominium, Affordability, Gelan, Low income, Addis Ababa, Housing Policy, and Integrated Housing Development Program (IHDP).
How do collateral requirements impact the beneficiaries?
The study finds that the lack of ownership collateral prevents low-income winners from accessing bank loans, forcing them to rely on family or relatives for down payments, which undermines the program's intended financial accessibility.
What is the impact of housing price inflation on the project?
The study identifies that rising construction costs and inflation have increased the prices of condominium units beyond the reach of the intended low-income beneficiaries, leading to non-targeted groups occupying the houses.
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- Hailu Kebede (Autor:in), 2020, Assessment of Condominium Houses Affordability, München, GRIN Verlag, https://www.grin.com/document/981659
