Economical Factors of P2P-Lending

Dossier / Travail , 2021 , 5 Pages , Note: 1,7

Gestion d'entreprise - Banque, Bourse, Assurance

Introduction to P2P Lending, its opportunities and risks, known platforms and the influence of COVID-19.

Inhaltsverzeichnis (Table of Contents)

• What is P2P-Lending?
• Chances for investors
• Risks for investors
• Platforms
• Impact of COVID-19

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This text provides an overview of Peer-to-Peer-Lending (P2P-Lending), outlining its workings, the advantages and risks for investors, and the impact of the COVID-19 pandemic on the industry.

• The principles of P2P-Lending and its differences from traditional banking
• Potential benefits of investing in P2P-Lending, including higher returns and diversification possibilities
• Risks associated with P2P-Lending, such as default risk, liquidity risk, and platform-related risks
• The influence of the COVID-19 pandemic on P2P-Lending platforms and the implications for investors
• The importance of risk assessment and careful selection of platforms and loans in P2P-Lending

Zusammenfassung der Kapitel (Chapter Summaries)

• What is P2P-Lending? This chapter introduces the concept of P2P-Lending, comparing it to traditional banking models. It highlights the role of digital platforms in connecting borrowers and investors, and the associated risk and potential higher returns for investors.
• Chances for investors This chapter examines the potential advantages of investing in P2P-Lending, including higher interest rates compared to traditional savings accounts, diversification opportunities, and low investment thresholds.
• Risks for investors This section explores the risks associated with P2P-Lending, including default risk, liquidity risk, and platform-related risks. It emphasizes the need for careful assessment and awareness of these risks.
• Platforms This chapter provides an overview of popular P2P platforms in Europe, comparing their average returns, loan types, loan periods, minimum investment amounts, and offered protection mechanisms.
• Impact of COVID-19 This chapter analyzes the impact of the COVID-19 pandemic on the P2P-Lending industry, highlighting the challenges faced by platforms and investors, as well as potential future implications.

Schlüsselwörter (Keywords)

The main keywords and focus topics of this text include: Peer-to-Peer-Lending (P2P-Lending), digital platforms, investors, borrowers, default risk, liquidity risk, platform-related risks, COVID-19, diversification, risk assessment, buyback guarantee, return on investment, and passive income.

• Université: Pforzheim University
• Note: 1,7
• Auteur: Anonym (Auteur)
• Année de publication: 2021
• Pages: 5
• N° de catalogue: V1002924
• ISBN (ebook): 9783346389862
• Langue: anglais
• mots-clé: P2P, Crowdfunding, Crowdlending