Are you unknowingly sabotaging your financial future? Delve into an eye-opening investigation of personal financial management practices among employees at the University of Cebu, Pardo and Talisay campuses, and uncover the hidden truths behind financial wellbeing and its profound impact on workplace performance. This groundbreaking study meticulously examines the intricate relationship between employee profiles and their approaches to saving, budgeting, planning, credit utilization, and investment strategies, shedding light on critical areas for improvement that can transform financial lives. Explore the pervasive influence of economic pressures, such as inflation and mounting debt, on personal finances in the Philippines, as revealed through compelling data from the Philippine Statistics Authority (PSA) and Bangko Sentral ng Pilipinas (BSP). Discover how financial stress undermines employee productivity, echoing the findings of leading researchers like Anthony and Sabri (2015), and gain invaluable insights into mitigating these detrimental effects. Unravel the unique financial challenges faced by young adults and the "sandwich generation," and learn how to cultivate effective personal financial management skills to secure a brighter financial tomorrow. Whether you're an employee seeking financial stability, an employer concerned about workforce productivity, or simply curious about the dynamics of personal finance in today's challenging economic landscape, this research offers a wealth of practical knowledge and actionable strategies for achieving lasting financial wellbeing. This comparative study uncovers correlations between financial literacy and economic success, providing a roadmap for individuals and organizations alike to navigate the complexities of personal financial management and foster a more financially resilient future. Discover the keys to unlocking financial freedom and empowering employees to thrive, both personally and professionally, through informed financial decision-making and strategic planning, and explore the impact of financial management practices on overall life satisfaction and career advancement, offering a holistic perspective on the interconnectedness of financial health and individual prosperity within the context of a dynamic and evolving economic environment. The study highlights the urgent need for enhanced financial literacy programs and resources to equip individuals with the necessary tools and knowledge to navigate the ever-changing financial landscape and achieve long-term financial security and independence, promoting a culture of financial responsibility and empowerment across all demographics and socioeconomic backgrounds in the Philippines.
Inhaltsverzeichnis (Table of Contents)
- Chapter I: Background of the Study
- Chapter II: Review of Related Literature
- Chapter III: Research Methodology
- Chapter IV: Presentation, Analysis, and Interpretation of Data
- Chapter V: Summary of Findings, Conclusions, and Recommendations
Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)
This study investigates the level of importance and practice of personal financial management among University of Cebu employees at Pardo and Talisay campuses, its impact on wellbeing and performance, and identifies areas for improvement. The research aims to understand the relationship between employee profiles and their financial management practices.
- Personal financial management practices (saving, budgeting, planning, credit, investment)
- Impact of financial management on employee wellbeing and performance
- Relationship between employee characteristics and financial management practices
- Areas for improvement in personal financial management among employees
- The influence of economic factors (inflation, debt) on personal finance.
Zusammenfassung der Kapitel (Chapter Summaries)
Chapter I: Background of the Study: This chapter introduces the significance of personal financial management (PFM), highlighting its impact on individual wellbeing and economic stability. It emphasizes the challenges posed by economic factors such as inflation and rising debt levels in the Philippines, referencing statistics from the Philippine Statistics Authority (PSA) and Bangko Sentral ng Pilipinas (BSP) to illustrate the prevalence of financial stress and the decreasing savings rates among Filipinos. The chapter also explores the link between poor financial management, stress, and reduced employee productivity, citing research by Anthony and Sabri (2015), Delafrooz and Paim (2011), Maina and Nyamute (2011), and Miller (2016). The increasing financial stress among young adults and the "sandwich generation" is also discussed, illustrating the widespread impact of poor PFM on various demographics.
Chapter II: Review of Related Literature: [This section would contain a summary of the literature review, if present in the original document. Since it is not provided, this placeholder is used.]
Chapter III: Research Methodology: [This section would contain a summary of the research methods employed in the study. Since it is not provided, this placeholder is used.]
Chapter IV: Presentation, Analysis, and Interpretation of Data: [This section would contain a summary of the data analysis and findings of the study. Since it is not provided, this placeholder is used.]
Schlüsselwörter (Keywords)
Personal Financial Management, Financial Wellbeing, Employee Productivity, Financial Stress, Inflation, Debt, Philippines, University of Cebu, Correlation, Comparative Study.
Häufig gestellte Fragen
What is the main topic of the document?
The document provides a language preview of a study on personal financial management (PFM) practices among University of Cebu employees, its impact on their wellbeing and performance, and identifies areas for improvement. It aims to explore the link between employee demographics and their financial management practices.
What are the key themes investigated in the study?
The key themes include: personal financial management practices (saving, budgeting, planning, credit, investment), the impact of financial management on employee wellbeing and performance, the relationship between employee characteristics and financial management practices, areas for improvement in personal financial management among employees, and the influence of economic factors (inflation, debt) on personal finance.
What does Chapter I: Background of the Study discuss?
Chapter I introduces the significance of personal financial management (PFM), highlighting its impact on individual wellbeing and economic stability. It emphasizes the challenges posed by economic factors such as inflation and rising debt levels in the Philippines, using statistics from the Philippine Statistics Authority (PSA) and Bangko Sentral ng Pilipinas (BSP). It also explores the link between poor financial management, stress, and reduced employee productivity.
What is included in the table of contents?
The table of contents lists the following chapters: Background of the Study, Review of Related Literature, Research Methodology, Presentation, Analysis, and Interpretation of Data, and Summary of Findings, Conclusions, and Recommendations.
What are some of the keywords associated with the study?
The keywords are: Personal Financial Management, Financial Wellbeing, Employee Productivity, Financial Stress, Inflation, Debt, Philippines, University of Cebu, Correlation, Comparative Study.
Does the document include the chapter summaries of all the chapters in the table of contents?
No, it only contains a comprehensive description of the background of the study and placeholders for the remaining chapters. The remaining chapters have placeholder summaries indicating where the information would be.
- Citation du texte
- Ben Robles (Auteur), Diadem Grace Ong (Auteur), Albim Cabatingan (Auteur), 2023, Personal Financial Management Practices Among the Employees of the University of Cebu at Pardo and Talisay, Inc., Munich, GRIN Verlag, https://www.grin.com/document/1374120
