1998, I´m loading down a new song of Madonna. I don´t have to pay anything. Then I need old exams of my universtiy to train for my exam next month. I visit the page of the Student Union and I find three former exams of the last year. I download them for free. Now I´m hungry. Lunch time. But what to cook? No Problem with the internet. Just www.kochen.de and I get a nice prescription to make Lasange. Of course for free.
2003, I´m loading down a new song of Michael Jackson. Costs 0,5 €. Next week I´m writing an exam in Marketing. I would like to practice and download old exams offering by the Student Union. I have to pay 0,2 € per paper. I feel hungry. What about cooking? Why not the prescription of making "Sauerkraut"? I will get it for only 0,4€.
New ideas of payment within the internet are asked. These solution should offer comfort and secure. Today there are lot of payment solutions for Online-Shops like Credit card, debit or cash on delivery. But payment systems to sell information, music, or other things with the internet are in a developing process.
Where is the train going? And what are the future´s best Micro Payment Systems?
Inhaltsverzeichnis (Table of Contents)
- I. Introduction
- II. The Possibilities of Payment in the Internet
- 1. Macropayment - Systems
- 1.1 Credit Card
- 1.2 Cash on Delivery (Nachnahme)
- 1.3 Debit (Lastschrift)
- 1.4 Paybox
- 2. Micropayment - Systems
- 2.1 Net 900
- 2.2 Click & Buy
- 2.3 E-Cash
- 2.4 Other Systems
- 1. Macropayment - Systems
- III. Conclusion: The Future of Payment Within the Internet
Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)
The objective of this paper is to explore the development of micropayment systems and their potential impact on the internet. The author investigates the existing macropayment systems and contrasts them with emerging micropayment solutions, analyzing their functionalities and limitations. The paper aims to understand how micropayment will transform the internet into a more capitalist environment where information and digital content are increasingly monetized.
- The evolution of online payment systems from macropayment to micropayment.
- An analysis of various macropayment systems (credit card, debit, cash on delivery).
- An examination of different micropayment systems (Net 900, Click & Buy, e-cash).
- The implications of micropayment for the monetization of online information and digital content.
- The future of online payment and its impact on the internet economy.
Zusammenfassung der Kapitel (Chapter Summaries)
I. Introduction: This introductory chapter sets the stage by contrasting two scenarios – one in 1998 where online content, including music and academic materials, was freely available, and another in 2003 where the same content incurs micropayment charges. This stark contrast highlights the emerging need for and the potential impact of micropayment systems. The author introduces the central question of how micropayment will shape the future of online transactions and the internet's economic landscape. The chapter emphasizes the novelty of micropayment and the lack of readily available resources, such as books dedicated to the topic.
II. The possibilities of payment in the internet: This chapter delves into the existing methods of online payment, categorizing them into macropayment and micropayment systems. The author provides a detailed analysis of macropayment systems, including credit cards, debit payments, and cash on delivery, referencing a diagram illustrating their relative usage in online transactions. Each system's strengths and weaknesses are implicitly explored through examples and statistics, laying the groundwork for a comparative understanding of micropayment systems. The chapter then introduces a range of micropayment solutions and their characteristics, making a crucial bridge between the established methods of online payment and the newer trend of microtransactions.
Schlüsselwörter (Keywords)
Micropayment, Macropayment, Online Payment Systems, Internet Economy, Credit Card, Debit, Cash on Delivery, Net 900, Click & Buy, E-Cash, Digital Content Monetization, Online Transactions.
Frequently Asked Questions: A Comprehensive Language Preview on Micropayment Systems
What is the main topic of this text?
This text is a comprehensive preview of a paper exploring the development and impact of micropayment systems on the internet. It contrasts micropayment systems with established macropayment systems, analyzing their functionalities, limitations, and implications for the monetization of online content.
What are the key themes explored in the text?
The key themes include the evolution of online payment systems from macro to micropayment; an analysis of various macropayment systems (credit card, debit, cash on delivery); an examination of different micropayment systems (Net 900, Click & Buy, e-cash); the implications of micropayment for the monetization of online information and digital content; and the future of online payment and its impact on the internet economy.
What types of payment systems are discussed?
The text discusses both macropayment and micropayment systems. Macropayment systems include credit cards, cash on delivery (Nachnahme), and debit (Lastschrift) payments. Micropayment systems discussed include Net 900, Click & Buy, and e-cash, along with a mention of other systems.
What is the difference between macropayment and micropayment systems?
The text implicitly defines the difference through its analysis. Macropayment systems handle larger transactions, while micropayment systems are designed for smaller, often fractional, payments for digital content or services. The difference is highlighted by contrasting a 1998 scenario of freely available online content with a 2003 scenario where the same content requires micropayments.
What is the objective of the paper previewed in this text?
The objective is to explore the development of micropayment systems and their potential impact on the internet. It investigates existing macropayment systems and contrasts them with emerging micropayment solutions, analyzing their functionalities and limitations, and examining how micropayment might transform the internet into a more monetized environment.
What is the structure of the original paper?
The paper, as previewed, includes an introduction, a section detailing macro and micropayment systems, and a conclusion focusing on the future of internet payment. The preview also provides chapter summaries and keywords.
What are the key takeaways from the chapter summaries?
The introduction highlights the shift from free online content to a micropayment-based model. The main section provides a detailed comparison of macro and micropayment systems, analyzing their strengths and weaknesses. The conclusion, though not fully detailed, suggests a focus on the future implications of micropayment on the internet economy.
What are the keywords associated with this topic?
The keywords include Micropayment, Macropayment, Online Payment Systems, Internet Economy, Credit Card, Debit, Cash on Delivery, Net 900, Click & Buy, E-Cash, Digital Content Monetization, and Online Transactions.
- Citation du texte
- Jan Krause (Auteur), 2000, Payment within the internet - How Micropayment will change the internet, Munich, GRIN Verlag, https://www.grin.com/document/1519
