Banking and Financial Analysis

Essai , 2010 , 9 Pages , Note: Merit

Gestion d'entreprise - Banque, Bourse, Assurance

The paper talks about the following points:
- Explain the key business and financing strategies undertaken by banks over the past 20 years.
- Discuss how regulatory authority reactions to the recent financial crisis may affect the business and financing strategies of banks in the future.

Inhaltsverzeichnis (Table of Contents)

• A) Explain the key business and financing strategies undertaken by banks over the past 20 years.
• Developed Countries
• Developing Countries
• B) Discuss how regulatory authority reactions to the recent financial crisis may affect the business and financing strategies of banks in the future.

Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)

This coursework examines the business and financing strategies employed by banks over the past 20 years, focusing on the impact of regulatory changes in the aftermath of the 2008 financial crisis. The analysis explores how banks in both developed and developing countries have adapted their strategies in response to changing economic environments and regulatory landscapes. Key themes include:

• The evolution of bank business and financing strategies in developed and developing countries
• The role of regulatory authorities in shaping bank strategies
• The impact of the 2008 financial crisis on bank strategies
• The challenges of balancing risk-taking with regulatory compliance
• The implications of "too big to fail" for bank strategy and regulation

Zusammenfassung der Kapitel (Chapter Summaries)

A) Explain the key business and financing strategies undertaken by banks over the past 20 years.

The first section explores the evolution of banking strategies, focusing on both developed and developing countries. It examines various strategic approaches, including product organization, geographical organization, multi-dimensional organization, and stakeholder focus strategies. The section also highlights the impact of regulatory environments and economic conditions on bank strategy, including the expansion of international banks into the UK market, the rise of competition among major UK banks, and the different approaches taken by banks in developed and developing countries.

B) Discuss how regulatory authority reactions to the recent financial crisis may affect the business and financing strategies of banks in the future.

The second section investigates the impact of the 2008 financial crisis on bank strategies and the role of regulatory authorities in shaping future banking practices. It analyzes how regulatory authorities have reacted to the crisis, focusing on the concept of "too big to fail" and the implications for bank capital requirements, risk-taking, and downsizing strategies. The section examines examples of banks such as ING, Northern Rock, and Austrian banks, highlighting their responses to government interventions and the potential consequences for future banking strategies.

Schlüsselwörter (Keywords)

The coursework examines key concepts in banking strategy, risk management, and regulation. It focuses on topics such as business and financing strategies, regulatory environments, international banking, financial crisis, risk-taking, capital requirements, "too big to fail," and downsizing strategies. These keywords provide insight into the main themes and concepts explored within the text.

• Université: University of Essex
• Cours: Msc Finance and Investment
• Note: Merit
• Auteur: Sarah Bassam Awad (Auteur)
• Année de publication: 2010
• Pages: 9
• N° de catalogue: V212013
• ISBN (ebook): 9783656400097
• ISBN (Livre): 9783656401261
• Langue: anglais
• mots-clé: Banking, Finance, Crisis, too big to fail