Determinant of Loan Default and Its Effect on Financial Performance of Commercial Banks in Ghana. A Case Study of Fidelity Bank Limited


Étude de cas, 2015

51 Pages


Extrait


Inhaltsverzeichnis

Abstract

INTRODUCTION
1.0 Background to the Study
1.1 Statement of Problem
1.2 Objectives of the Study
1.3 Research Questions
1.4 Justification of the Study
1.5 Scope of the Study
1.6 Limitation of the Research
1.7 Organization of the Study

LITERATURE REVIEW
2.0 Introduction
2.1 Conceptual Issues
2.1.1 Lending
2.2 Loan Default
2.2.1 Determinants of Loan Default
2.2.2 Minimizing Loan Default
2.2.2.1 Collateral
2.2.2.2 Credit Securitization
2.2.2.3 Compliance to Basel Accords
2.2.2.4 Adoption of a sound internal lending policy
2.2.2.5 Asset-by-asset Approach:
2.2.2.6 Portfolio Approach
2.2.2.7 Credit Scoring Systems
2.3 Effect of Loan Default
2.4 Loan Repayment
2.5 Credit Risk
2.5.1 Sources of Credit Risk
2.5.2 Importance of Credit Risk
2.6 Credit Risk Assessment
2.7 Review of Theories
2.7.1 Liquidity Theory of Credit
2.7.2 Portfolio Theory
2.7.3 Credit Risk Theory
2.7.4 Tax Theory of Credit
2.8 Conceptual Framework

METHODOLOGY
3.0 Introduction
3.1 Research Design
3.2 Population and Sampling Technique
3.3 Data Collection
3.3.1 Primary Data
3.3.2 Secondary Data
3.4 Data Analysis
3.5 Model Specification and Estimation Technique
3.6 Profile of Organization

ANALYSIS OF DATA AND PRESENTATION OF RESULTS
4.0 Introduction
4.1 Demographic Characteristics of Respondents
4.2 Determinants of Loan Default in Fidelity Bank.
4.3 Type of Client who normally default in Fidelity Bank
4.4 Causes of Loan Default
4.5 Impact of Loan Default on Profitability
4.6 Rate of Default in relation to sectors of the economy.

SUMMARY OF FINDINGS, CONCLUSIONS AND RECOMMENDATIONS
5.0 Introduction
5.1 Summary of Findings
5.2 Conclusions
5.3 Recommendations

REFERENCES

APPENDIX I

APPENDIX II

Fin de l'extrait de 51 pages

Résumé des informations

Titre
Determinant of Loan Default and Its Effect on Financial Performance of Commercial Banks in Ghana. A Case Study of Fidelity Bank Limited
Auteurs
Année
2015
Pages
51
N° de catalogue
V373126
ISBN (ebook)
9783668580220
ISBN (Livre)
9783668580237
Taille d'un fichier
944 KB
Langue
anglais
Mots clés
determinant, loan, default, effect, financial, performance, commercial, banks, ghana, case, study, fidelity, bank, limited
Citation du texte
Anthony Abaidoo (Auteur)Shadrach Oppong (Auteur), 2015, Determinant of Loan Default and Its Effect on Financial Performance of Commercial Banks in Ghana. A Case Study of Fidelity Bank Limited, Munich, GRIN Verlag, https://www.grin.com/document/373126

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