The objective of this study is to analyze the performance of two selected commercial banks over a period of six years (2008-2013) in the Rwandan banking sector. For this purpose, CAMEL approach has been used and it is established that I&M Bank and BPR are at the top of the list, with their performances in terms of soundness being the best, but the commercial bank like BPR has taken a backseat and display low economic soundness in comparison. The study found that overall bank performance increased considerably in the first three years of the analysis. A significant change in trend is noticed at the onset of the global financial crisis in 2007, reaching its peak during 2008-2009. This resulted in falling profitability, low liquidity and deteriorating credit quality in the Rwandan Banking sector in general and BPR and I&M Bank particularly.
Inhaltsverzeichnis (Table of Contents)
- Acknowledgement
- Dedication
- Abstract
- Table of contents
- List of tables
- List of figures
- List of abbreviations or acronyms
- CHAPTER ONE GENERAL INTRODUCTION
- 1.1 Background of the study
- 1.2 Statement of the problem
- 1.3 Objectives of the study
- 1.4 Variables of the study
- 1.4.1 Dependent variables:
- 1.4.2 Independent variables:
- 1.5 Research questions
- 1.6 Hypotheses of the research
- 1.7 Significance of the study
- 1.8 Justification (or Rationale) of the Study
- 1.9 Scope and limitations of the study
- 1.9.1 Scope of the study
- 1.9.2 The limitations of the study
- 2.0 Structure of the study
- CHAPTER TWO LITERATURE REVIEW
- 2.0 Introduction
- 2.1 Definitions of concepts and key terms
Zielsetzung und Themenschwerpunkte (Objectives and Key Themes)
This thesis aims to analyze the financial performance of two commercial banks in Rwanda, BPR and I&M Bank (BCR), over a period of six years (2008-2013), using the CAMEL approach. The study evaluates the relative performance of these banks and investigates the impact of the global financial crisis on their operations.
- Financial Performance of Commercial Banks in Rwanda
- CAMEL Supervisory System
- Impact of Global Financial Crisis on Banking Sector
- Comparative Analysis of BPR and I&M Bank
- Economic Soundness and Financial Stability
Zusammenfassung der Kapitel (Chapter Summaries)
The first chapter provides an introduction to the study, outlining the background, problem statement, objectives, variables, research questions, hypotheses, significance, and limitations. Chapter Two delves into the literature review, defining key concepts and terms related to the study's focus on the financial performance of commercial banks.
Schlüsselwörter (Keywords)
The primary keywords and focus topics of the text are: commercial banks, financial performance, CAMEL approach, Rwanda, BPR, I&M Bank, global financial crisis, economic soundness, liquidity, profitability, credit quality, financial stability, banking sector.
- Citation du texte
- Sylvain R. Ntuite (Auteur), 2015, Analysis of Financial Performance of Commercial Banks in Rwanda, Munich, GRIN Verlag, https://www.grin.com/document/428620
